Here is brief of main health insurance plans provided by Star Health and Allied Insurance Company.
1. Star Family Health Optima Insurance Plan- The plan offers extensive coverage to the whole family and the sum insured limit is Rs. 25 lakh. The policy covers assisted reproductive treatment, new-born baby expenses, donor expense cover, and domiciliary treatment. 20% co-pay applies to all the claims for claimants above the age of 60 years.
2. Star Senior Citizens Red Carpet Insurance Plan- This plan is for senior citizens aged between 60 years and 75 years and the sum insured limit is up to Rs 10 lakh. No pre-insurance medical test is required and pre-existing diseases are covered from the 2nd year onwards.
3. Star Comprehensive Insurance Plan- There is no capping on the room rent as well as the cost of treatment. The policy covers bariatric surgical procedures along with the complications. Air ambulance assistance is provided and it also covers the second opinion.
4. Young Star Insurance Policy- In addition to the hospitalization bills, you can get paid for e-medical opinion, health check-ups, maternity expenses, and pre-existing diseases after the completion of the waiting period of 12 months.
5. Star Arogya Sanjeevani Policy- It is an affordable and flexible policy with a policy term of 1-year. It covers AYUSH treatment, daycare procedures, and modern treatments. You can get cover on an individual basis as well as on family floater basis. If you are between the age group of 18-65 years, you can get coverage for children within the age group of 3 months and 25 years.
6. Star Corona Kavach Policy- This is a coronavirus health insurance policy. You can buy this health insurance plan online on our site. It offers financial shield against unforeseen medical expenses that may be required for COVID treatment. The eligibility criteria to get enrolled under this policy for adults are 18-65 years, and 1 day to 25 years for dependent children.
7. Star MediClassic Insurance Plan- The policy covers psychiatric and psychosomatic disorders. You can also file a claim for hospitalization expenses, new-born baby expenses, daycare procedures, and donor expenses. The sum insured amount under this policy ranges from Rs 1.5 lakh to Rs 25 lakh.
8. Star Cancer Care Gold Insurance Plan- Star medical insurance specially designed this plan for people suffering from cancer. 50% of the sum insured is paid in lump sum and it also covers metastasis that is not related to first cancer.
9. Star Diabetes Safe Insurance Plan- It compensates hospitalization expenses related to Type 1 and Type 2 diabetes and its complications. Any diabetic patient between the age group of 18 & 65 years of age is eligible to buy this plan.
10. Star Cardiac Care Insurance Plan- It covers expenses incurred during the hospitalization and is available in two variants i.e. 2. Silver and gold plan.
11. Star Criticare Plus Insurance Plan- It covers 9 specified critical ailments and the payment is made in a lump sum upon the diagnosis.
If you already have a Star health insurance policy you can upgrade it to any of the above-mentioned Star health insurance plans.
For knowing more please ping me @ +971 503963193.